Preferential interest rate
- Interest rate of 7.5%/year in up to first 12 months
- Interest rate of 9.0%/year in up to first 24 months for loans with tenor from 60 months
- After preferential period, applicable margin is from 3.5%/year.
Early repayment
- Early repayment is allowed.
- Preferential interest amount shall not be reclaimed after 5 years from the disbursement date.
Other preferences:
- Various types of collateral
- Flexible repayment methods
- Simple procedures
- Free registration of e-banking service
- Issuance fee and annual fee for the first year of the first domestic debit card and international credit card of the borrower: Free of charge