Deposit Account

Benefits:
Safe and convenient in payment. Customers do not need to keep cash and worry because of cash.
To receive interest calculated based on your deposit balance. Interest rate for card payment account is the most attractive in the market.
To manage effectively personal and household finance.
To make domestic and international payment transactions much more easily in the forms of remittance in order to save cost and ensure customers’ safeness in transaction process.
To be convenient for customers to use other SHB’s banking services such as overdraft facility, e-banking services…
To withdraw money rapidly and conveniently via ATM.
To be easy for account enquiry via SHB’s e-banking system by SMSBanking, InternetBanking, PhoneBanking…

Product features:
A very popular type of bank account, satisfying customer’s needs for non-cash payment.

Goal:
To meet with the demand of retail customers in opening account at SHB to make payment transactions, to deposit savings, etc…
Customers can open demand deposit account in VND with high interest rate.

Service fee and interest rate:
Interest rate: Please get more information from SHB’s applicable interest rate schedule.
Account opening fee: free

Scope of application:
SHB’s network

The Bank’s requirements:
Customers come to any SHB’s transaction points and fill in:
Account opening registration form and personal solid card issue registration form (Attached form)
Customers must bring along with your ID card/Passport.
Other related documents
Customers shall comply with the Bank’s procedures specified in the forms.
Customers shall comply with regulations of card products.

Customers temporarily have no plan to use your idle fund in a certain period of time, let’s choose SHB’s time deposit products to receive more attractive interest rates.

Benefits:
Competitive interest rate and optional terms for customers
Simple procedure, quick processing
To be used for verification of customer’s financial position or financial capability of your relatives in case of overseas travel and study…
To be used as collateral for loans, as guarantee for third party’s borrowing at SHB
To be convenient for customers to use other SHB’s banking services such as overdraft facility

Product features:
Optional terms with negotiable interest rate
To withdraw prior to maturity in accordance with negotiation between customers and the Bank (receive demand deposit interest or receive no interest in accordance with negotiation of each Branch.)
On maturity, it cannot be automatically switched to a new term
The Min. balance is 100,000,000 VND or equivalent to 20,000 USD

Service fee and interest rate:
Interest rate: Please get more information from SHB’s applicable interest rate schedule.
Account opening fee: free

Scope of applications:
SHB’s network

Required procedures:
Time deposit contract
Customers must bring along with you your ID/Passport.
Other related documents (if any)

With deposit account service of SHB, you are totally active to check and manage your account’s balance; this is convenient to process transactions without cash quickly, precisely and safely.

Benefits:
Save: To reduce risks and your account’s transactions are well-managed by strict information confidential policy. You do not have to keep cash and worry when using cash.
Effective: Money in your account keeps increasing. You are also free of charge for opening account, deposit or withdraw money.
Convenient: Easy to process foreign and domestic transactions such as Cheque, payment order, remittance. These transactions would save costs and secure customers during transaction process.
Easy to access account information via SHB Internet Banking system by SMSBanking, InternetBanking, PhoneBanking…

Product features:
A popular bank account allowing customers to open a new bank account at SHB for non-cash payment.
Goal: To meet the demand of corporate customers opening account at SHB to make payment transactions…
Customers can open demand deposit account in VND or in foreign currencies.
To get demand deposit interest rates.

Interest rate and fee:
Interest rate: Please get more information in SHB’s current interest rate schedule.
Account opening fee: Free

Scope of application:
SHB’s network.

How to open an account?
Customers come to any SHB’s transaction point and fill in:
Demand Deposit Account opening application form for enterprises (Attached form)
Legal documents: Certificate of business establishment, Certificate of business registration, Decision on CEO’s appointment, Decision on appointment of Chief Accountant.
Documents proving the status of legal representatives of the account holder.
Other related documents.