With the need of saving funds safely and confidentially, customers will receive interests up-front at the time of saving. Benefits: Customers receive attractive and competitive interest rates. Allowed to be closed prior to maturity and receive demand deposit interest rates. Customer’s saving balanced can be verified by the Bank to prove his financial capacity to third party. Customer can use his savings book for collateral purposes and guarantee for borrowing at banks. Customer can be cross sold with other banking products. Product features: Customers saving with SHB in the form of owning a savings book. Goal: To meet the customer’s need of saving, and to increase the Bank’s fund mobilization. Customers receive interests up-front at the time of saving. In case of withdrawal prior to maturity, customers receive demand deposit interest rates at the time of withdrawal. In case of withdrawal 5 days prior to maturity (since the first day of saving), customers receive no interest. Customers do not have permission to withdraw principal in many times. On maturity, if customer does not withdraw, the interest will be added to principal and transferred into ladder step savings in line with saving amount with the same tenure. Saving with prepaid interests if extended will be transferred into flexible principal withdrawal savings with interests received on maturity (if customer does not withdraw and the saving book is automatically extended). Interest rate:
Please get more information from SHB’s applicable interest rate schedule. Scope of application: In SHB’s network
The Bank’s requirements: Customers must have ID Card/Passport Customers shall comply with the Bank’s procedures in full Customers shall comply with the product’s regulations
Benefits: Providing diversified options for customers when saving at SHB.
Diversified terms make it easier for customers to choose
Quick and simple document processing
Product Features: Term: 3 months, 5 months,7 months, 9 months, 11 months and 364 days
Currency: USD
The minimum par value: USD 500 and not limited to the maximum value, any par value greater than minimum par value must be a multiplier of minimum par value.
Interests Payment: At maturity.
Interest rate: Please get more information from SHB’s applicable interest rate schedule.
Scope of application: SHB’s network.
The Bank’s requirements:
Customers must have ID card/Passport.
Customers shall comply with the Bank’s procedures in full.
Customers shall comply with products’ regulations.
Benefits:
Customers are presented with a current account with interest rate 3% higher than current demand interest rate.
Customers are presented with many unique gifts from SHB.
Customers can suft website “All for children” to play games, study online, improve IQ through games, IQ improvement test.
Product features:
Individuals saving at SHB will have a chance to join this program
Minimum saving amount: VND 30,000,000 / USD/EUR 5,000
Term: All monthly terms.
Customers joining this program will be presented with a current account with high interest rates, and many attractive gifts to help customers’ kids to self-study well. Besides, customers are provided with user account to surf website “All for kids” for their kids to play games or study to improve IQ.
Customers withdraw less than 7 days after depositng date will have to pay back gifts to us (in cash). In case real depositing time is more than 7 days, customers do not have to pay back gifts to us even if withdrawing prior to maturity.
Interest rate:
Please get more information from SHB’s applicable interest rate schedule.
Scope of application:
SHB’s network
Competitive interest rate, the best interest rate among other savings products of SHB.
Customers can easily withdraw money prior to maturity with high real interests.
Interest rate is periodically automatically adjusted to match with market interest rate.
Customers will be treated special customer care program: To be presented with Phat Loc current account of up to 6.8% per year and many attractive programs continuously applied in SHB’s net work.
Customers can use this savings book as collateral to borrow.
Product Features:
To help customers be active in your financial plan, customers do not have to waste time to change savings book when interest rate changes.
Goal: To meet the customers’ needs of savings money, to increase the bank’s mobilized fund.
Minimum saving amount: VND 10,000,000/ USD 500
Term: 13 months.
Monthly-paid interests, adjusted every 3 months.
In case customers withdraw prior to maturity, customers will receive demand interest rate.
In case customers withdraw money 5 days since deposting date, will receive no interest.
At maturity, if customers do not withdraw, interests will be transferred into principal and automatically transferred to the next corresponding term.