Deposit Account

Vietnamese | English

Term Deposit

Customers temporarily have no plan to use or invest your idle fund in a period of time, SHB’s product: “time deposit account for enterprises” would be your right choice to make your investment safely and effectively.

Benefits:
Competitive interest rates and optional terms for customers
Customers can negotiate deposit interest rates.
Be able to use Time Deposit Contract to pledge for loans or guarantees at banks.
Be able to use other products to receive gifts if you meet requirements of the program.

Product Feature:
Customers are: Organizations, enterprises, Joint Stock companies, Limited companies.
Optional deposit terms with negotiable interest rates.
To be able to withdraw prior to maturity in accordance with negotiations between customers and the Bank (receive demand deposit interest rates or receive no interests in accordance with negotiations of each Branch.)
On maturity, it can not be automatically switched to a new term
The minimum deposit amount: VND 100,000,000 or equivalent to USD 20,000

Interest Rates and fees:
Interest rates: Please get more information in SHB’s current interest rate schedule.
Account Opening fee: Free

Scope of application:
SHB’s network.

Bank’s requirement:
You must show ID/Passport of representative of your enterprises.
Legal documents: Certificate of business establishment, Certificate of business registration, Decision on CEO’s appointment, Decision on appointment of Chief Accountant.
Documents proving the status of legal representative of the account holder.
Other related documents.
Strictly follow bank’s procedures.
Strictly follow product’s rules and conditions.

Demand Deposit Account

With deposit account service of SHB, you are totally active to check and manage your account’s balance; this is convenient to process transactions without cash quickly, precisely and safely.

Benefits:
Save: To reduce risks and your account’s transactions are well-managed by strict information confidential policy. You do not have to keep cash and worry when using cash.
Effective: Money in your account keeps increasing. You are also free of charge for opening account, deposit or withdraw money.
Convenient: Easy to process foreign and domestic transactions such as Cheque, payment order, remittance. These transactions would save costs and secure customers during transaction process.
Easy to access account information via SHB Internet Banking system by SMSBanking, InternetBanking, PhoneBanking…

Product features:
A popular bank account allowing customers to open a new bank account at SHB for non-cash payment.
Goal: To meet the demand of corporate customers opening account at SHB to make payment transactions…
Customers can open demand deposit account in VND or in foreign currencies.
To get demand deposit interest rates.

Interest rate and fee:
Interest rate: Please get more information in SHB’s current interest rate schedule.
Account opening fee: Free

Scope of application:
SHB’s network.

How to open an account?
Customers come to any SHB’s transaction point and fill in:
Demand Deposit Account opening application form for enterprises (Attached form)
Legal documents: Certificate of business establishment, Certificate of business registration, Decision on CEO’s appointment, Decision on appointment of Chief Accountant.
Documents proving the status of legal representatives of the account holder.
Other related documents.