SHB offers customers who are employees of Vietnam Expressway Development Investment Corporation (VEC) a comprehensive financial solution package with outstanding features, utilities and incentives.

PAYMENT SOLUTIONS

SHB MOBILE APP

• Free super VIP account number of choices
• No minimum account balance required
• Online money transfer limit up to VND 10 billion
• Free lifetime money transfer

Payment incentives on every automatic bill payment, QR code payment, monthly mobile phone top up discount,…

CREDIT CARDS

Visa Platinum credit card:

• 1,000,000 VND cashback on 5,000,000 VND spend within 30 days from card issuance (*)
• Unlimited access to Vietnam’s only gold-plated lounge at Noi Bai Airport for primary cardholders and no more than one accompanying guest and supplementary cardholders
• Discount of VND 300,000 on bills from VND 1,000,000 at Golden Gate chains (*)
• Free Global Travel Insurance with benefit up to VND 40 billion upon card issuance
• Free issuance and first year annual fee

MasterCard Cashback/FCB Mastercard credit card:

• 500,000 VND cashback on VND 3 million spend within 30 days from card issuance (*)

Up to 5% (for Mastercard Cashback card), 8% (for FCB Mastercard) . Maximum cashback earned up to VND 7.2 million p.a

• Discount of 100,000 VND for Shopee purchases from VND 600,000 and discount of VND 30,000 for Shopee Food orders from 100,000 VND (*)

• Free issuance and first year annual fee

OTHER FINANCIAL SERVICES

Online savings

• Deposit interest rates higher that of savings account at the counter
• Speedy, exceptionally flexible and secure services. Partial withdrawal or online passbook books is permitted.

Online overdraft

• Unsecured overdraft limit up to VND 02 billion and unsecured loan limit up to VND 2 billion depending on employee groups
• Lending Interest rates: 3% p.a down, depending on employee group
• Streamlined process and required documents on Digital banking platform or at the counter

INSURANCE OFFER

• Free savings book of up to 35% of first-year insurance premium
• Higher savings interest rate
• 0% installment loan interest rate for purchase with SHB credit card
• 2% cash back on Dai-ichi Life insurance premium payment by SHB MasterCard Cashback credit card
• Up to 2.5% p.a reduction in loan interest rates for existing/new business, house, cars, and personal loans.

SPECIAL CUSTOMER CARE

Incentives for Senior management

• Be entitled to all promotions, customer care and Premier Retail Banking privileges.

SHB Rewards

• Earn SHB Reward points every time using SHB e-banking services

(*) Please visit SHB Branch/Transaction Office for further details.