SHB accepts debt collection right as the only collateral for the Line of Credit/ Work Value.
| Customers | Enterprises that are either contractors or suppliers for construction works |
| Financing | Lending, issuing guarantees and other banking products and services. |
| Maximum Loan-to-Value ratio | Debt collection right as the only collateral for the Credit/ Work Value Limit
Debt collection rights, Real estate property, goods, Deposit contracts, means of transport or other collateral as prescribed by SHB A credit line to fully meet enterprises’ financing needs based on business plan and cash flow of enterprises instead of granting each Works/project’s loan. |
| Diversified collateral | Guarantees shall be issued following Investor/General Contractor form and may be extended no more than twice.
Convenience in transaction and document handover between customers and banks in order to save banking transaction costs: |
| Incentives | Documents proving the purpose of the loan, release of advance guarantee may be provided after the transaction.
Simplified procedures and documents for the Debt collection right as collateral |