Meeting the capital needs of Vinamilk distributors with diversified and flexible financial products.

Benefits:

• Preferential lending interest rate: only from 6.5%/year;
• Payment guarantee with Vinamilk as the beneficiary: 0% cash accounts as collateral; guarantee fee only from 0.3%/year
• Unsecured loans or diversified collateral: Real estate, goods, means of transport, machinery and equipment or other assets…
• Maximum LTV ratio: up to 85%.
• Attractive insurance premium, speedy and simple insurance issuance.
• Competitive domestic payment and e-banking fees.
• Especially an attractive referral commission policy for any referred distributors to make transactions at SHB.

Features:

• SHB extends credit to enterprises in a variety of forms: line of credit, loan, payment guarantee, corporate overdraft.
• SHB provides other products and services to best satisfy the needs of enterprises:
  • Issuing SHB international secured/unsecured credit cards for enterprises and the management.
  • Warehouse insurance of Saigon – Hanoi Insurance Corporation (BSH) .
  • E-banking, domestic payment, payroll services and cash collection.

Eligibility:

Exclusive distributors of Vinamilk.

Required documents:

• Other loan documents in accordance with SHB’s current regulations

Please contact the nearest SHB branch or call the hotline number *6688 for more details.