Loan products for construction and home repair

Benefits

• Finance up to 90% of construction and renovation cost
• Flexible collateral
• Streamlined procedures and professional and dedicated staff

Features

• Currency: VND
• Loan-to-Value up to 80% for real estate as collateral
• Flexible loan term, maximum up to 10 years

Eligibility

• Vietnamese citizens registering for permanent address or KT3 in the same area of any SHB transaction offices.
• Have civil legal capacity and full capacity for civil acts in accordance with the Civil Code
• Completed construction and renovation license as per regulatory requirements
• Steady income and proof of repayment ability

Required documents

• SHB loan application form
• Identity documents (ID card/Passport/…), marital status certificate of borrower and co-borrower (if any)
• Collateral document
• Proof of income to repay
• Proof of loan purposes