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SHB: 6 months’ profit before tax is VND 1,560 billion, up by 52% YoY


SHB has just announced its Q2/2019 financial statement in which growth in many important financial indicators have been achieved, in line with the plan set by the General Meeting of Shareholders.

According to SHB’s consolidated financial statements for Q2/2019, as of June 30, 2019, SHB’s total assets reached VND 341.9 trillion, up 5.5% compared to the beginning of the year and completed 91.6% of the plan for 2019. Customer loans reached VND 240 trillion, up 10.6%. Fund mobilization from customer deposits and other funds (i.e. from market 1) reached VND 270.4 trillion, an increase of 11.1%.

In Q2, all SHB’s business activities recorded good growth. Specifically, net interest income increased by 60% to VND 1,742 billion. Net fee and commission income increased sharply by 4 times over the same period last year, reaching nearly VND 200 billion. Other business activities also posted positive results. Total profit before tax in Q2 of the bank reached VND 817 billion, up 57%.

For the first 6 months of 2019, SHB achieved accumulated VND 1,560 billion of pre-tax profit, an increase of 52.7% YoY and completed nearly 51% of the plan for 2019. SHB set pre-tax profit target for 2019 of VND 3,068 billion, an increase of 46.5% compared to last year.

With the goal of effective and sustainable growth, for the current period, SHB focuses on handling bad loans, complying with strict regulations on loan classification, preventing against all risks.

These business results have created momentum for improving prudential ratios in the bank’s operations and gradually approaching prudential ratios according to international standards.

Recently, SHB was continuously honored with domestic and international awards in various fields such as: Top 10 most prestigious Vietnamese commercial banks for 4 consecutive years by Vietnam Report, Best Company to Work For in Asia by HR Asia Magazine, Project Finance Bank of the Year, Trade Finance Bank of the Year, Debit Card Initiative of the Year; Online Banking Initiative of the Year by The Asian Banking and Finance Magazine, etc.