Saigon – Hanoi Bank (SHB) has recently disclosed its General Meeting of Shareholders’ (GMS) Resolution approving the plan to raise charter capital to VND 53,442 billion.
SHB GMS approved the 2025 capital increase plan as proposed in Proposal No. 07/2025/TTr-HDQT dated October 16, 2025 by the Board of Directors.
Specifically, the GMS approved a plan comprising: the issuance of more than 459 million shares to existing shareholders; a private placement of 200 million shares to professional investors; and the issuance of over 90 million ESOP shares to employees.
Upon completion of all three components, SHB’s charter capital will increase to a maximum of VND 53,442 billion, potentially positioning the bank among the Top 4 joint-stock commercial banks in terms of charter capital.
The approval of the capital increase plan reflects shareholders’ confidence in SHB’s sustainable growth trajectory and strategic governance. SHB is known for consistently delivering value to shareholders, including high, regular annual dividends in both cash and shares.
Since the beginning of the year, SHB’s share price has gained 80%, consistently ranking among the most liquid stocks on Vietnam’s stock market. Recently, SHB has been projected for inclusion in the FTSE Global All Cap Index once Vietnam is officially upgraded to an emerging market. This is another positive signal for SHB shareholders, as foreign capital inflows are expected to significantly strengthen the bank’s development, elevate international standards, accelerate digital transformation, and drive future growth momentum.
In the first nine months of 2025, SHB reported continued strong performance, with pre-tax profit reaching VND 12,235 billion – up 36% year-on-year – fulfilling 85% of its annual target. All capital safety ratios exceeded the requirements of the State Bank of Vietnam and international standards, with a CAR above 12%, significantly higher than the minimum 8% required under Circular 41/2016/TT-NHNN.
As of September 30, 2025, SHB’s total assets reached VND 852,695 billion, up 14.1% from the end of 2024 and already surpassing the 2025 target – laying the foundation for surpassing VND 1 quadrillion in total assets by 2026.
Strong Transformation, Expanding Regional Reach
SHB is implementing a comprehensive and ambitious transformation strategy toward the model of a “Bank of the Future.” This strategy deeply integrates advanced technologies such as AI, Big Data, and Machine Learning across operations, risk management, product development, and service delivery.
With superior financial solutions, SHB continues to expand strategic collaborations with major state-owned and private domestic and international corporations. The bank is strengthening its ecosystem strategy, supporting supply chains of satellite enterprises, SMEs, and retail customers – reinforcing its position among Vietnam’s leading banks.
On the international financial stage, SHB affirms its strong brand reputation as one of the few Vietnamese banks selected by global institutions including the World Bank, JICA, ADB, and KFW as a participating financial institution, project service bank, or partner in major national programs – such as ADB’s global trade finance initiatives.
In its robust and comprehensive transformation strategy, SHB focuses on four key pillars: Reforming mechanisms, policies, regulations, and processes; People-centricity; Customer-centricity; and Modernization of IT infrastructure and digital transformation acceleration.
SHB targets becoming: The No. 1 bank in terms of efficiency, The most preferred digital bank, The leading retail bank, and a top-tier financial partner for both strategic private and state-owned enterprise clients – supporting supply chains, value chains, ecosystems, and green development. Looking ahead to 2035, SHB envisions becoming a leading modern retail bank, a green bank, and a digital bank within the region.