Online passbook loan is entirely done on digital platform and can be finished within one minute.

Please scan the QR code below to download the SHB Mobile banking APP and experience the product!

Benefits

• Instant access to funding at the lowest interest rate
• Secure savings account balance
• Streamlined documents
• No early repayment charge
• Flexible repayment terms
• Repayment methods: debit current account or close savings account.

Features

• Maximum loan limit up to 5 billion VND for online savings books and 10 billion VND for  physical savings books.
• Loan-to-Value: up to 90% of Savings book balance.
• Flexible loan term: minimum 1 day to maximum 12 months.
• Maximum 5 loans per one savings book.
• The loan interest rate is savings account interest rate plus at least 2.5%/year
• Disbursement within 01 minute for online savings book and immediately after you submit the original savings book at SHB’s transaction office for physical one.

Eligibility

• Customers who use SHB Mobile banking and have opened VND savings books at SHB (including online and physical savings books)
• Terms and conditions : please click here