In order to help individual customers access loans with preferential interest rates, Saigon – Hanoi Bank (SHB) has implemented the program “30 years of stability – Loans of thousands of concessions” with a total limit of up to VND 7,000 billion.

Accordingly, customers wishing to borrow for production and business will enjoy preferential interest rates from only 9.9%/year and loans to buy project houses with interest rates from only 10.8%/year. After the preferential period, the interest rate is adjusted with a margin of only 1.0%/year. The offer is applied to customers who disburse during the program period, have registered to use the SHB Mobile Banking App and used at least 03 products and services of SHB.

In addition, customers who borrow money during this time will also be able to participate in many attractive incentive programs from other products and services of SHB such as: Online deposit will receive an additional interest rate of up to 0.8% /year compared to the counter. Free account with a beautiful number with the same phone number/birthday worth VND 880,000,…

In addition, SHB applies a policy of waiving penalties for early repayment after a period of 60 months, being flexible in procedures, loan documents and speeding up disbursement to facilitate and help customers access quickly with preferential loans.

This program was implemented at the beginning of the second quarter of 2023, the time when the season to focus on production, business and consumption began. Every year, this is also the time when the capital needs of businesses and consumers begin to increase; credit growth begins to move more strongly.

Recently, SHB has successfully cooperated with many high-value international loans to help the Bank diversify capital sources to meet the needs of customers, serving production, business and investment activities. investment and development. Many large financial institutions such as WB, ADB, IFC, KfW… have promoted cooperation with SHB through grants; can include grants and investments with a total value of 26 ODA projects reaching over $2.6 billion; additional capital from the trade finance limit reached more than 800 million USD in the past year; medium and long-term loans from international organizations have reached nearly 400 million USD.

Continuing the core mission of being a “Reliable Partner” and always bringing the “Most Suitable Solution” to customers through many preferential policies and programs, associated with tailor-made products and solutions. In line with the characteristics of each customer segment, SHB expects that the above preferential VND 7,000 billion credit package will continue to contribute to increasing benefits for customers in the journey of gratitude for 30 years of companionship and development of the company. Bank of the same country.

The program will last from now until the end of December 31, 2023 or until the total amount of credit is disbursed, whichever is earlier.

For more information, customers can visit SHB’s transaction points nationwide or contact 24/7 Customer Care Center: *6688 for support.