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SHB simultaneously reduced lending interest rates to only 5.79%/year 24/7 Seaport Fee payment service offered to Corporate Customers SHB continues sustainable growth and comprehensive transformation in 2023 Account number of choices offer numerous perks SHB VISA Platinum credit card honored as Top 50 Vietnam’s trusted products and services 2023 SHB hailed as one of Top 10 best annual reports SHB honored as VISA ” New Superstar in Payment Volume Growth 2023″ SHB offers electronic account statement for corporate customers
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Saigon – Hanoi Commercial Joint Stock Bank (SHB) was established on 13/11/1993 and officially listed on Vietnam stock market in 2009. After nearly 30 years of establishment and development with operating criteria of sustainable, safe and effective operation, SHB has achieved many achievements, taking a strong position in the Vietnamese financial market, and at the same time reaching out to the world market, contributing to the development of the Vietnamese financial market and the strong development of the country’s economy.

SHB currently has 10,269 employees, 569 domestic and foreign transaction points, serves more than 5 million individual and corporate customers and connects to 500 correspondent banks across continents.

Saigon – Hanoi Bank (SHB) has published its audited financial statement for the second quarter of 2023 with accumulated pre-tax profit equal to more than VND 6,084 billion, up 5.3% year-on-year. By the end of the second quarter of 2023, major financial indicators of SHB increased positively. Total assets of SHB reached VND 585,270 billion, up 6.2% year-to-date.  Equity capital amounted to VND 66 trillion. Total customer deposit increased by 13.7% year-to-date, reaching VND 465 trillion.  Total loan outstanding amounted to VND 424 trillion.

SHB has closed the list to pay dividends in 2022 at the rate of 18%, thereby increasing charter capital to VND 36,194 billion, ranking in TOP 5 private joint stock commercial banks in terms of charter capital. SHB’s pre-tax profit in the first 6 months of 2023 reached VND 6,073 billion, up 5.13% over the same period in 2022.

The safety, liquidity, and risk management indicators of SHB were all better than those of the State Bank of Vietnam’s regulations and international standards. Since the beginning of 2023, SHB has started to apply Basel III standards in liquidity risk management, with a compliance assessment by an international consulting firm to ensure compliance with good practices and requirements of the Basel Committee under Basel III.

During the journey of 30 years of development, SHB has always carried the mentality and mission of one of the top commercial banks. SHB takes customers as the core and principle of all activities, creating different values ​​in the market. SHB always considers serving and consistently brings the best values ​​to the Country, Community and Customers.

With the motto “Customer-centricity”, SHB is constantly reforming strongly, innovating business models, focusing on digital transformation, improving processes and procedures quickly and simply to bring to customers. products and services of the best quality, while maximizing benefits for customers. At the same time, SHB continues to develop a strategy to develop value chain customers, tapping the potential of regions and localities, focusing on developing new customers, targeting customer segments, retaining traditional customers, leveraging on multi-industry customers, exploiting customer ecosystem…

SHB is currently ranked in the Top 5 largest joint stock commercial banks in Vietnam, Top 10 most prestigious joint stock commercial banks in Vietnam, Top 50 best enterprises in Vietnam, Top 100 ASEAN banks, Top 500 banks with the largest brand value in the world and is one of 10 DSIBs (Domestic Systematically Important Banks) in the Vietnamese banking system… SHB was honored to be awarded the Second Class Labor Medal (twice), Third Class Labor Medal and many flags, Certificates of Merit, Certificates of Awards from the Government, Ministries, Associations and other noble awards.

Not only stopping at the current successes, in the future, SHB will continue its creative journey and relentless efforts, towards the goal of becoming the No. 1 bank in terms of efficiency by 2027, a leading modern and most popular digital bank. Vision to 2035, becoming a leading modern retail bank in the region.