News
SHB successfully issued more than 500 million shares, raising its charter capital to VND 17,558 billion SHB offers free money transfer to support the fighting against Covid-19 and drought, saline intrusion in the Mekong Delta SHB launches the campaign “Strong Faith in Vietnam” SHB divested SHBFC consumer finance company to major foreign strategic partners SHB implements a VND 25,000 billion credit package, reducing interest rate by 2% per year and having many synchronous solutions to support customers to overcome difficulties in Covid-19 epidemic 100% of SHB’s transaction offices are open to meet customers’ needs from April 1 to April 15 Mr.Hien’s Bank and Company donate VND 4.5 billion to hospitals, increasing the level of donation for fighting against COVID-19 epidemic to over VND 20 billion SHB contributes VND 5 billion for prevention and fighting against Covid-19
Home Quick access Interest rate

1. The interest schedule of savings deposit/ term deposit in VND for individual customers applicable to the whole system of Saigon – Hanoi Commercial Joint Stock Bank is as follows:

Step-up savings deposit interest rate/ Term deposit with interest paid at maturity (%/ year)

Savings with prepaid interest/ Term deposit with prepaid interest (%/ year) Savings with monthly interest payment/ Term deposits with monthly interest payment (%/ year)
 < 2 billion > = 2 billion and under 500 billion

> = 500 billion

Demand deposit

0,20

0,20

01 week term

0,20

0,20

02 week term

0,20

0,20

03 week term

0,20

0,20

01 month term

3,85 3,85 3,84
02 month term 3,95 3,95 3,92

3,94

03 month term

4,05 4,05 4,01 4,04
04 month term 4,15 4,15 4,09

4,13

05 month term

4,25 4,25 4,18 4,22
06 month term 6,50 6,60 7,80 6,30

6,41

07 month term

6,50 6,60 6,26 6,40
08 month term 6,50 6,60 6,23

6,38

09 month term

6,60 6,70 6,29 6,46
10 month term 6,60 6,70 6,26

6,44

11 month term

6,60 6,70 6,22 6,42
12 month term 6,70 6,80 8,90 6,28

6,50

13 month term

6,80 6,90

9,20

6,33

6,57

18 month term

7,00 7,10 6,33 6,66

24 month term

7,10 7,20 6,22

6,63

Term from 36 months or above 7,20 7,30 5,92

6,47

(According to Decision No. 1015/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

2. The step-up interest rate by the day-end balance of individual customer deposit applicable to the whole system of Saigon – Hanoi Commercial Joint Stock Bank is as follows:

No.

Type of deposit Interest in VND (%/year)

  < 2 million

 > = 2 million 

1 Deposit payment 0,00

0,20

(According to Decision No. 1015/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

3. Interest rate applicable to the product: “Tiet kiem gui gop – Tinh yeu cho con” (Paid-up savings – Love for your children) is as follows:

TERM

Interest in VND (%/year)
 VND

 USD

6 months

4,25 0,00
1 year 4,25

0,00

2 – 20 years

4,25

0,00

(According to Decision No. 1017/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

4. Interest rate applicable to “Online Savings” product for the whole system of Saigon – Hanoi Commercial Joint Stock Bank is as follows:

No.

TERM

Interest in VND (%/year)

1

01 month term 3,85
2 02 month term

3,95

3

03 month term 4,05

4

04 month term

4,15

5 05 month term

4,25

6

06 month term 6,60
7 07 month term

6,60

8

08 month term 6,60
9 09 month term

6,70

10

10 month term 6,70
11 11 month term

6,70

12

12 month term

6,80

13

13 month term

6,90

14

18 month term 7,10
15 24 month term

7,20

16

36 month term

7,30

(According to Decision No. 1016/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

5. Interest rate applicable to the product: “Savings with adjustable highest interest rates” is as follows:

No.

Term Interest in VND (%/year)

1

13 month term 6,80
2 18 month term

7,00

3

24 month term

7,10

4 36 month term

7,20

(According to Decision No. 682/ QD-TGĐ dated March 25, 2020, applicable from March 26, 2020)

6. Interest rate of regular savings in VND of individual customer applicable to the whole system of Saigon – Hanoi Commercial Joint Stock Bank is as follows:

No.

Term Interest in VND (%/year)

1

03 month term 4,05
2 06 month term

5,90

3 09 month term

5,90

4

12 month term 6,80
5 13 month term

6,80

6

18 month term 6,90
7 24 month term

6,90

8

36 month term

7,00

(According to Decision No. 1014/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

7. The interest rate of term deposit in VND of economic organizations applicable to the whole system of Saigon – Hanoi Commercial Joint Stock Bank as follows:

TERM

Interest in VND (%/year)
Payment of interest at maturity

Monthy payment of interest

Demand deposit

0,20

01 week term

0,20

02 week term

0,20

03 week term

0,20

01 month term

3,85

02 month term

3,95

3,94

03 month term

4,05 4,04
04 month term 4,15

4,62

05 month term

4,25

4,13

06 month term

5,80 5,73
07 month term 5,90

5,81

08 month term

6,00 5,90
09 month term 6,10

5,98

10 month term

6,10 5,96
11 month term 6,10

5,95

12 month term

6,40 6,21
13 month term 6,40

6,20

18 month term

6,80 6,48
24 month term 6,80

6,37

36 month term

6,80

6,15

(According to Decision No. 1019/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

8. The interest rate of deposit payment in VND of economic organizations applicable to the whole system of Saigon – Hanoi Commercial Joint Stock Bank as follows:

No.

Type of deposit Interest in VND (%/year)
1 Deposit payment

0,20

(According to Decision No. 1019/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

9. The interest rate of term deposit in VND of economic organizations applicable to the whole system of Saigon – Hanoi Commercial Joint Stock Bank as follows:

No.

Term by days Interest in VND (%/year)
VND EUR

USD

1

from 7 days → 13 days 0,20 0,10 0.00
2 from 14 days → 20 days 0,20 0,10

0.00

3

from 21 days → 29 days 0,20 0,10 0.00
4 from 30 days → 59 days 3,85 0,10

0.00

5

from day 60 → 89 days

3,95

0,10

0.00

6

from 90 days → 119 day 4,05 0,20

0.00

7

from 120 days → 149 day

4,15

0,20

0.00

8

from 150 days → 179 day 4,25 0,20 0.00
9 from 180 days → 209 day 5,80 0,40

0.00

10

from 210 days → 239 day 5,90 0,40 0.00
11 from 240 days → 269 day 6,00 0,40

0.00

12

from 270 days → 299 day 6,10 0,40 0.00
13 from 300 days → 329 day 6,10 0,40

0.00

14

from 330 days → 364 days

6,10 0,40

0.00

15

from 365 days → 394 days 6,40 0,60

0.00

16

from 395 days → 544 days 6,40 0,60 0.00
17 from 545 days → 729 days 6,80 0,60

0.00

18

from 730 days → 1094 days 6,80 0,60 0.00
19 from 1095 days or above 6,80 0,60

0.00

(According to Decision No. 1018/ QD-TGĐ dated May 12, 2020, applicable from May 13, 2020)

10. Interest rate of savings deposit in VND for individual customers participating in the program “Golden privilege – Welcoming summer” applied to the whole Saigon – Hanoi Commercial Joint Stock Bank system is as follows:

No.

Term

Interest Rate applied

1

1 month 4.20%
2 2 months

4.20%

3

3 months 4.25%
4 4 months

4.25%

5

5 months 4.25%
6 6 months

7.20%

7

9 months 7.30%

8

12 months

7.30%

9 13 months

7.30%

10

18 months

7.75%

11

24 months

8.00%

12

36 months

8.10%

(According to Decision No. 1083/ QD-TGĐ dated May 19, 2020, applicable from May 20, 2020)