SHB Mastercard Cashback credit card to enjoy life in a sophisticated way and consume smartly with exclusive cashback incentives for daily consumer payments, health care, and family consumption. children.
- Waived first year fee and the following year fee if minimum spending requirement is satisfied
- Maximum cashback of 600,000 VND and minimum 100,000 VND per one statement month
- Maximum of 3 supplementary cards can be issued against one primary card
- Card validity period is 5 years. After the expiry date, customers can renew the card free of charge.
- At your own choice switch between the two following cashback options:
Option 1 – Cashback on everyday spend
- 5% cashback on travel and toll spend
- 5% cashback on supermarket and grocery spend (maximum 200,000 VND per one statement period)
- 2% cashback on dining spend
- 2% cashback on other spends
Option 2 – Cashback on education, insurance and medical spend
- 5% cashback on education spend
- 2% cashback on insurance and medical spend
- 0.2% cashback on other spends
Benefits:
- Buy now, pay later with up to 45 days interest-free
- Accepted at millions of global POS and via Internet
- Cash advance up to 50% of credit limit at all domestic and international ATM/POS.
- 0% interest installment payment offered by SHB affiliated partners
- 24/7 control of the card usage on SHB Mobile/SAHA: check credit card limit, statement balance, transaction history; pay utility bill and by scanning QR code; lock/unlock cards, create PIN, change credit card limit, change/cancel auto debit, choose cashback options, apply for installment payments at any transaction point, etc.
Register for Internet banking, for further information please click here
- SMS notification of balance change
- Various convenient ways to repay the outstanding balance: cash payment at the bank transaction points, auto debit, payment via ATM, Ebanking or bank transfer.
- Cashback program: switch at ease between the two cashback options
For further information of cashback program: here
Instructions on choosing cashback option: here
Detailed instructions for use: here
Hotline number *6688
Attractive global offers exclusively for Mastercard cardholders
- Buy online on Shopee, Tiki, Lazada, Amazon, Paypal and other popular online shopping sites… fast and securely
- Enjoy direct discounts at Points of Sale in the SHB Link community
- Exclusive promotions for SHB cardholders from time to time: here
Card limit

Eligibility
- Vietnamese citizens or foreigners aged 18 to 65
- Monthly income from VND 5 million
Required documents
- SHB application for credit card issuance
- ID card/Passport and Household registration of card applicant (if any)
- Proof of income.
How to apply
Customers apply at SHB nationwide branches/transaction offices:
- Step 1: Visit SHB branch/transaction office (see Location here )
- Step 2: Fill in the card application form and submit relevant documents