In order to increase the benefits for customers, Saigon – Hanoi Bank (SHB) officially reduced the interest rate on online mortgage loans for savings books.

From January 17, 2023, SHB adjusted to reduce the lending interest rate by 0.5% for the online mortgage of savings book products. Accordingly, the current online mortgage loan interest of a savings book is specifically applied as follows:

• In case the loan period is < 50% of the deposit time: Loan interest rate = Deposit interest rate + 3.5%/year
• In case the loan period is >= 50% of the deposit time: Loan interest rate = Deposit interest rate + 4%/year

With the secure and modern digital platform SHB Mobile, customers can make a mortgage loan of a passbook anytime, anywhere, with easy operation within 1 minute. Online savings mortgage loan limit is up to 90% of book value, maximum 3 billion VND/loan with 05 loans/passbook and unlimited number of loans with one customer.

Always focusing on customers, SHB will continue to bring safe and convenient digital financial solutions and many incentives for customers.