- Flexible loans offered in many period from raw materials purchase/cashew nut until partner’s payment receipt.
- Client is granted a line of credit.
- Simple and fast procedure
- Many type of collaterals are accepted such as receivables, goods formed by the loan, and other assets. Loan to value ratio is high. If collateral is qualified raw cashew, cashew nut, loan to value ratio shall be 70%; in case of export documents under L/C, loan to value ratio is up to 95%; in case of export documents under D/P, loan to value ratio is up to 80%
- Customers are entitled to preferential credit programs for exporters launched by SHB from time to time
