Ngân hàng SHB
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News
SHB actively accompanies the Ministry of Industry and Trade and the World Bank to promote energy saving SHB was honored with 2 important award categories at Vietnam’s Outstanding Bank Awards 2022 SHB completed the transfer of 50% of SHBFinance’s charter capital to Krungsri International cooperation supports women-owned businesses SHB Chairman Do Quang Hien continues to be elected Chairman of HANOISME for the term 2023-2028 SHB Finance officially approved by the SBV to convert legal structure Moody’s affirms SHB’s B1 ratings amid volatile market SHB aims towards becoming a top player in the banking system with powerful and comprehensive transformation
Home Corporate Banking Credit Loan mortgaged with valuable papers
Loan mortgaged with valuable papers
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Quickly meeting client’s fund demand, low interest rates and only collateral being valuable papers required.

  • Time-saving and convenient procedure.
  • Competative interest rate along with many other added values under SHB’s policies from time to time
  • High loan to value ratio, up to 100% in case of valuable papers issued by SHB.
  • Loan type: bullet loan.
  • Valuable papers include:
  • Savings book, Certificate of deposit, promissory note issued by SHB or other Credit Institutions (Credit Institutions subject to a list of Credit Institutions accepted by SHB);
  • Bond/Government Bond, Bonds/State Treasury Bill, State Bank Bill; Local government bond and other valuable papers issued by the Government or authorized State agencies.
  • The validity, legality and transferrability of the aforesaid valuable papers must be confirmed by the issuer. The issuer agrees to block such valuable papers during the mortgag period at SHB and allows SHB to proceed payment upon the maturity if the customer does not repay the loan under regulations.
  • Customer is the legal owner of valuable papers which are secured for the loan or a third party who is the valuable papers owner and agree to mortgage such valuable papers for the customer’s loan.
  • Loan Application
  • Valuable papers
  • Legal documents.
  • Authorization letter (if valuable papers owner are a third party)
  • Other documents as required.

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