Loan mortgaged with valuable papers Archives - Ngân hàng SHB
News
SHB Named as “Best SME Bank for Sustainable Finance” SHB finalizes the right to receive 2023 cash dividends at a ratio of 5% SHB Boosts Charter Capital to VND 36,629 Billion SHB deploys biometric information collection in accordance with Decision 2345 of the State Bank SHB and the Banking Academy collaborate extensively to cultivate top-tier human resources SHB ranks in the top 200 of the Fortune SEA 500 list, a brand with regional and international outreach SHB won 03 important award categories at FinanceAsia Awards 2024 SHB win double Awards at digital CX Awards 2024
Home Corporate Banking Credit Loan mortgaged with valuable papers
You do not have account with SHB
Opening account to enjoy attractive priorities from SHB
Or contact 24/7 Call Center
*6688

Quickly meeting client’s fund demand, low interest rates and only collateral being valuable papers required.

  • Time-saving and convenient procedure.
  • Competative interest rate along with many other added values under SHB’s policies from time to time
  • High loan to value ratio, up to 100% in case of valuable papers issued by SHB.
  • Loan type: bullet loan.
  • Valuable papers include:
  • Savings book, Certificate of deposit, promissory note issued by SHB or other Credit Institutions (Credit Institutions subject to a list of Credit Institutions accepted by SHB);
  • Bond/Government Bond, Bonds/State Treasury Bill, State Bank Bill; Local government bond and other valuable papers issued by the Government or authorized State agencies.
  • The validity, legality and transferrability of the aforesaid valuable papers must be confirmed by the issuer. The issuer agrees to block such valuable papers during the mortgag period at SHB and allows SHB to proceed payment upon the maturity if the customer does not repay the loan under regulations.
  • Customer is the legal owner of valuable papers which are secured for the loan or a third party who is the valuable papers owner and agree to mortgage such valuable papers for the customer’s loan.
  • Loan Application
  • Valuable papers
  • Legal documents.
  • Authorization letter (if valuable papers owner are a third party)
  • Other documents as required.