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SHB was honored Top 50 Best Enterprises in Vietnam SHB First Club Noi Bai – The first 24k gold-plated airport lounge was launched Safety – Transparency – Sustainability: SHB applied ICAAP early and completed all 03 Basel II pillars ahead of schedule SHB is honored as Bank of the Year 2020 by The Banker SHB was honored in the Top 10 large-cap enterprises with the best annual reports of 2020 Asiamoney magazine named SHB “Best Bank for SMEs Vietnam” Businessman Do Quang Hien supported and called for a donation of nearly VND 30 billion to stand side by side with Central Region of Vietnam to overcome difficulties Businessman Do Quang Hien was awarded First Class Labor Medal
Home Corporate Banking Credit Loan mortgaged with valuable papers
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Quickly meeting client’s fund demand, low interest rates and only collateral being valuable papers required.

  • Time-saving and convenient procedure.
  • Competative interest rate along with many other added values under SHB’s policies from time to time
  • High loan to value ratio, up to 100% in case of valuable papers issued by SHB.
  • Loan type: bullet loan.
  • Valuable papers include:
  • Savings book, Certificate of deposit, promissory note issued by SHB or other Credit Institutions (Credit Institutions subject to a list of Credit Institutions accepted by SHB);
  • Bond/Government Bond, Bonds/State Treasury Bill, State Bank Bill; Local government bond and other valuable papers issued by the Government or authorized State agencies.
  • The validity, legality and transferrability of the aforesaid valuable papers must be confirmed by the issuer. The issuer agrees to block such valuable papers during the mortgag period at SHB and allows SHB to proceed payment upon the maturity if the customer does not repay the loan under regulations.
  • Customer is the legal owner of valuable papers which are secured for the loan or a third party who is the valuable papers owner and agree to mortgage such valuable papers for the customer’s loan.
  • Loan Application
  • Valuable papers
  • Legal documents.
  • Authorization letter (if valuable papers owner are a third party)
  • Other documents as required.

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