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SHB accompanies ASEAN 2020 “Cohesion and Proactive Adaptation” The 28th General Meeting of Shareholders: SHB strongly transforms, aims at the goal of Top 3 largest private banks in Vietnam and towards Basel III standards Accompanying small and medium enterprises, SHB cooperates comprehensively with VINASME SHB successfully issued more than 500 million shares, raising its charter capital to VND 17,558 billion SHB offers free money transfer to support the fighting against Covid-19 and drought, saline intrusion in the Mekong Delta SHB launches the campaign “Strong Faith in Vietnam” SHB divested SHBFC consumer finance company to major foreign strategic partners SHB implements a VND 25,000 billion credit package, reducing interest rate by 2% per year and having many synchronous solutions to support customers to overcome difficulties in Covid-19 epidemic
Home Corporate Banking Credit Loan mortgaged with valuable papers
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Quickly meeting client’s fund demand, low interest rates and only collateral being valuable papers required.

  • Time-saving and convenient procedure.
  • Competative interest rate along with many other added values under SHB’s policies from time to time
  • High loan to value ratio, up to 100% in case of valuable papers issued by SHB.
  • Loan type: bullet loan.
  • Valuable papers include:
  • Savings book, Certificate of deposit, promissory note issued by SHB or other Credit Institutions (Credit Institutions subject to a list of Credit Institutions accepted by SHB);
  • Bond/Government Bond, Bonds/State Treasury Bill, State Bank Bill; Local government bond and other valuable papers issued by the Government or authorized State agencies.
  • The validity, legality and transferrability of the aforesaid valuable papers must be confirmed by the issuer. The issuer agrees to block such valuable papers during the mortgag period at SHB and allows SHB to proceed payment upon the maturity if the customer does not repay the loan under regulations.
  • Customer is the legal owner of valuable papers which are secured for the loan or a third party who is the valuable papers owner and agree to mortgage such valuable papers for the customer’s loan.
  • Loan Application
  • Valuable papers
  • Legal documents.
  • Authorization letter (if valuable papers owner are a third party)
  • Other documents as required.

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