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SHB accompanies energy projects in Vietnam SHB Finance is approved in principle by the State Bank of Vietnam to convert its legal form SHB completed issuing more than 400 million shares to pay dividends, increasing charter capital to 30,674 billion dong SHB reduced 2% loan interest rate to support customers at the end of the year SHB was honored in the Top 25 leading financial brands in Vietnam Enterprise Asia honored Mr. Do Quang Vinh as “Asian Master Entrepreneur -Financial Services Category” SHB was approved by the State Bank to increase charter capital SHB was honored as “The best socially responsible bank in Vietnam”
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Quickly meeting client’s fund demand, low interest rates and only collateral being valuable papers required.

  • Time-saving and convenient procedure.
  • Competative interest rate along with many other added values under SHB’s policies from time to time
  • High loan to value ratio, up to 100% in case of valuable papers issued by SHB.
  • Loan type: bullet loan.
  • Valuable papers include:
  • Savings book, Certificate of deposit, promissory note issued by SHB or other Credit Institutions (Credit Institutions subject to a list of Credit Institutions accepted by SHB);
  • Bond/Government Bond, Bonds/State Treasury Bill, State Bank Bill; Local government bond and other valuable papers issued by the Government or authorized State agencies.
  • The validity, legality and transferrability of the aforesaid valuable papers must be confirmed by the issuer. The issuer agrees to block such valuable papers during the mortgag period at SHB and allows SHB to proceed payment upon the maturity if the customer does not repay the loan under regulations.
  • Customer is the legal owner of valuable papers which are secured for the loan or a third party who is the valuable papers owner and agree to mortgage such valuable papers for the customer’s loan.
  • Loan Application
  • Valuable papers
  • Legal documents.
  • Authorization letter (if valuable papers owner are a third party)
  • Other documents as required.

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