Business overdraft Archives - Ngân hàng SHB
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SHB Urges Customers to Update Valid ID and Biometrics Promptly Krungsri to Acquire Remaining 50% Stake in SHBFinance Ahead of Schedule SHB’s pre-tax profit for the first nine months amounted to VND 9,048 billion, and the Bank is actively involved in social security initiatives SHB signed a cooperation agreement with Vietnam Steel Corporation SHB will reduce 50% of interests payable for the last 4 months of 2024 for customers impacted by typhoon Yagi and flooding, offering a reduced interest rate of just 4.5% per year on new loans SHB Recognized as “Best Bank for SMEs in Vietnam” by Euromoney SHB wins “Outstanding Innovative Banking Product Service Award” SHB Honored as “Vietnam Domestic SME Partnership Initiative of the Year”
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A solution for short-term loans with the lowest cost.

  • Customer can get quick loan without proving the loan purpose immediately.
  • High overdraft limit.
  • Customer is able to control the repayment of the overdraft amount. When an amount is credited to the account, the Bank shall automatically make deduction to help the customer save the interest amount.
  • Reasonable interest rate
  • A solution for short-term loans with the lowest cost: Customer can spend an amount exceeding the account balance with interest rates equal to normal loan rate and repay upon any cash flow transferred to the account.
  • Overdraft limit duration: up to 12 months.
  • Customer who pledged deposit contract in favor of SHB or who has been granted short-term credit line by SHB or who requests for granting credit line and overdraft limit at SHB.
  • Application is under SHB’s regulations.
  • Please contact the nearest counter of SHB or call hotline 1800.5888.56 for more details