Business overdraft Archives - Ngân hàng SHB
Ngân hàng SHB
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SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023 SHB Marks Transformation Pivot with 25% Profit Surge to VND 11,543 Billion SHB to Plan VND 5,000 Billion Bond Issuance by Late 2024 and Q1 2025 SHB Approved for Charter Capital Increase to VND 40,658 Billion via Stock Dividend Issuance SHB secured its position as a Top 10 best enterprises for Annual Reports in the Finance industry for the fourth time
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Business overdraft
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A solution for short-term loans with the lowest cost.

  • Customer can get quick loan without proving the loan purpose immediately.
  • High overdraft limit.
  • Customer is able to control the repayment of the overdraft amount. When an amount is credited to the account, the Bank shall automatically make deduction to help the customer save the interest amount.
  • Reasonable interest rate
  • A solution for short-term loans with the lowest cost: Customer can spend an amount exceeding the account balance with interest rates equal to normal loan rate and repay upon any cash flow transferred to the account.
  • Overdraft limit duration: up to 12 months.
  • Customer who pledged deposit contract in favor of SHB or who has been granted short-term credit line by SHB or who requests for granting credit line and overdraft limit at SHB.
  • Application is under SHB’s regulations.
  • Please contact the nearest counter of SHB or call hotline 1800.5888.56 for more details

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