Loan mortgaged with valuable papers Archives - Ngân hàng SHB
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SHB Approves Plan to Increase Charter Capital to VND 53,442 Billion SHB awarded “Companies with the Outstanding M&A Deal of 2024-2025”. SHB Awarded Certificate of Merit “Outstanding Achievements in Supporting Women’s Entrepreneurship (2017–2025)” The Banker Honors SHB as Bank of the Year 2025. Entrepreneur Do Quang Vinh Honored in the Top 10 of the 2025 Red Star Awards SHB CEO Ngo Thu Ha honored with the 2025 “Outstanding Vietnamese Woman Entrepreneur – Golden Rose” Award SHB General Meeting of Shareholders Approve Plan to Increase Charter Capital to VND 53,442 Billion SHB Honored as “Bank with the Most Outstanding Innovative Products and Services” in 2025
Home Corporate Banking Credit Loan mortgaged with valuable papers
Loan mortgaged with valuable papers
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Quickly meeting client’s fund demand, low interest rates and only collateral being valuable papers required.

  • Time-saving and convenient procedure.
  • Competative interest rate along with many other added values under SHB’s policies from time to time
  • High loan to value ratio, up to 100% in case of valuable papers issued by SHB.
  • Loan type: bullet loan.
  • Valuable papers include:
  • Savings book, Certificate of deposit, promissory note issued by SHB or other Credit Institutions (Credit Institutions subject to a list of Credit Institutions accepted by SHB);
  • Bond/Government Bond, Bonds/State Treasury Bill, State Bank Bill; Local government bond and other valuable papers issued by the Government or authorized State agencies.
  • The validity, legality and transferrability of the aforesaid valuable papers must be confirmed by the issuer. The issuer agrees to block such valuable papers during the mortgag period at SHB and allows SHB to proceed payment upon the maturity if the customer does not repay the loan under regulations.
  • Customer is the legal owner of valuable papers which are secured for the loan or a third party who is the valuable papers owner and agree to mortgage such valuable papers for the customer’s loan.
  • Loan Application
  • Valuable papers
  • Legal documents.
  • Authorization letter (if valuable papers owner are a third party)
  • Other documents as required.

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