- Flexible collaterals
- High loan to value ratio. For collateral that is receivables from finalized price export contract, the maximum loan to value ratio is 85%; receivables from unfinalized price export contract, the maximum loan to value ratio is 70% but not exceeding the amount to be paid by the buyer before price finalization; Goods (raw coffee or finished coffee), the maximum loan to value ratio is 70%
- Client is granted a line of credit. Maximum loan tenor of each loan/debt receipt is 03 months
- Competative interest rate.
- Simple and fast procedure.
- Preferential internaltional & domestic settlement fee.
- Customers are entitled to preferential credit programs for exporters launched by SHB from time to time.
