Rice loan - Ngân hàng SHB
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Providing loans to rice enterprises with diverse borrowing methods, competative interest rate and reasonable tenors

  • Flexible loans offered in many period from raw materials purchase/finished rice until partner’s payment receipt.
  • Client is granted a line of credit.
  • Many type of collaterals are accepted such as receivables, rice formed by the loan, and other assets. Loan to value ratio is high.
  • Simple and fast procedure.
  • Customers are entitled to preferential credit programs for enterprises in rice sector launched by SHB from time to time.
  • Diverse loan type such as: loan for rice storage with maximum duration of 06 months; pre-delivery loan with maximum duration of 04 months (upon domestic supply contract); post-delivery loan
  • Domestic enterprises, cooperatives, unions of cooperatives and foreign investment enterprises with activities in the field of rice production and business which need working capital loan from SHB. Such entities are divided into 03 following groups:
  • Group 1: Vinafood 1, Vinafood 2, companies under Vinafood 1,2 and guaranteed by Vinafood 1,2
  • Group 2: Enterprises qualified for rice export by the Ministry of Industry and Trade
  • Group 3: Enterprises supplying rice domestically/authorizing export
  • Application is under SHB’s regulations.
  • Please contact the nearest counter of SHB or call hotline 1800.5888.56 for more details