Preferential interest rate
- Interest rate of 5% p.a. in up to 6 months
- Interest rate of 0% p.a. in up to 12 months for loan with tenor at least 24 months
- After the preferential period, applicable margin is only from 3.5% p.a.
Early repayment
- Early repayment is allowed.
- Preferential interest amount shall not be reclaimed after 60 months from the disbursement date.
Other benefits
- Gifts are immediately awarded for loans disbursed in March
- Customers who purchase Bao An Tin insurance package shall enjoy more preferences
- Various types of collateral
- Flexible repayment method
- Simple procedure
- Free registration of e-banking service
- Issuance fee and annual fee for the first year of the first domestic debit card and international credit card of the borrower: Free of charge
