Monthly interest payment savings Archives - Ngân hàng SHB
News
SHB Recognized as “Best Bank for SMEs in Vietnam” by Euromoney SHB wins “Outstanding Innovative Banking Product Service Award” SHB Honored as “Vietnam Domestic SME Partnership Initiative of the Year” SHB’s pre-tax profit in the first 6 months of the year reached VND 6,860 billion, fulfilling 61% of the 2024 plan The Bank pays dividends both in cash and shares SHB Named as “Best SME Bank for Sustainable Finance” SHB finalizes the right to receive 2023 cash dividends at a ratio of 5% SHB Boosts Charter Capital to VND 36,629 Billion
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A savings product for customers’ monthly spending need, interest may be withdrawn prior to maturity.

  • Well manage spending plan with monthly interest payment
  • Premature withdrawal is allowed
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND/USD
  • Minimum amount: 100.000VND / 50USD
  • Term: 1 – 13 months, 18 month, 24 months, 36 months
  • Interest payment: Monthly payment
  • Principal is allowed to withdraw one time only
  • In case of premature withdrawal, customers enjoy non-term savings rate at the date of withdrawal over the principal for the first month and over the principal minus the interest customers receive monthly since the following months; customers shall return the interest they received monthly. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers
  • Upon maturity date, if customers do not withdraw the savings shall be automatically renewed for another term (interest has been paid to customer’s current account on monthly basis)
  • Savings application (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)