Accumulated savings - Love for children Archives - Ngân hàng SHB
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Home Individual Banking Savings Accumulated savings – Love for children
Accumulated savings – Love for children
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In hopes of providing best solutions for Customers in building briliant future for their children, SHB’s Love for children product helps Customers set up financial plan to bring best caring to children in future.

  • Help customers manage future financial plan for their children
  • Be presented “Assured Accumulation” insurance with maximum insurance value of up to 800 mil VND
  • Eligible to open savings book at one outlet and make regular deposit at any SHB’s outlet
  • Able to authorize another person to make regular deposits
  • Able to make late deposit up to 60 days since the registered deposit date
  • Enjoy a discount of 25% for “Children care” insurance fee
  • Eligible to mortgage savings book for borrowing or guaranteeing a third party borrowing from SHB and other credit institutions (if accepted by other credit institutions)
  • Currency: VND/USD
  • Minimum amount: 300,000VND / 50USD. The first deposit amount must be a multiple of 100,000VND/10USD, the following deposit amounts must be multiples of the first one
  • Term: 6 months and from 1 – 20 year (full year)
  • Deposit frequency: monthly deposit of registered amount; customers may deposit the accumulated amounts of the following months
  • Able to make late deposit up to 60 days since the registered deposit date. After 60 days if customer does not make deposit, the savings shall be automatically terminated and principal and interest shall be transferred to his/her current account
  • Interest payment: at maturity date or date of premature withdrawal
  • Interest rate is automatically adjusted every 3 months for each customer’s savings book
  • Principal is allowed to withdraw one time only
  • Customers withdrawing at due date of the term on book shall enjoy the rate stipulated on book in line with adjusted ones (if any)
  • In case of premature withdrawal, customers enjoy non-term savings rate. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers
  • Upon maturity date, if customer does not withdraw, principal and interest shall be settled and transferred to his/her current account
  • Accumulated savings application (SHB form)
  • Actual term registration (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)

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