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SHB participates in IFC’s Global Trade Finance Program (GTFP) with limit of 75 million USD SHB is the Best Micro SME Bank in Vietnam More and more preferential solutions offered to SMEs Bursting with Cashback rewards for international Credit cards in Mid-autumn holiday SHB valued as “Vietnam’s Largest BSI Score Improvement” in 2023 by Brand Finance Completing the issuance of shares to pay dividends, SHB raised its charter capital to nearly VND 36,194 billion Warning scam tricks to appropriate property SHB “Agile Working” office hailed as Asia’s “2023 Best Workplace Interior Design”
Home Individual Banking Savings Interest upfront savings
Interest upfront savings
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Meeting the need of fund saving securely, customers can receive interest at the time of deposit for your investment plan and spending.

  • Receiving interest upon depositing, thus customers have fund for their use. Premature withdrawal is allowed to satisfy customers’ needs
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND/USD
  • Minimum amount: 100,000VND / 50USD
  • Term: 1 – 13 months, 18 month, 24 months, 36 months
  • Interest payment: upon depositing
  • Principal is allowed to withdraw one time only
  • In case of premature withdrawal, customers enjoy non-term savings rate over the principal at the date of withdrawal minus the received interest, customer shall return the interest received at the time of depositing. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers.
  • Upon maturity date, if customers do not withdraw the savings shall be automatically renewed for another term (interest has been paid to customer’s current account from the beginning of the term)
  • Savings application (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)

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