Interest upfront savings Archives - Ngân hàng SHB
News
SHB Urges Customers to Update Valid ID and Biometrics Promptly Krungsri to Acquire Remaining 50% Stake in SHBFinance Ahead of Schedule SHB’s pre-tax profit for the first nine months amounted to VND 9,048 billion, and the Bank is actively involved in social security initiatives SHB signed a cooperation agreement with Vietnam Steel Corporation SHB will reduce 50% of interests payable for the last 4 months of 2024 for customers impacted by typhoon Yagi and flooding, offering a reduced interest rate of just 4.5% per year on new loans SHB Recognized as “Best Bank for SMEs in Vietnam” by Euromoney SHB wins “Outstanding Innovative Banking Product Service Award” SHB Honored as “Vietnam Domestic SME Partnership Initiative of the Year”
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Meeting the need of fund saving securely, customers can receive interest at the time of deposit for your investment plan and spending.

  • Receiving interest upon depositing, thus customers have fund for their use. Premature withdrawal is allowed to satisfy customers’ needs
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND/USD
  • Minimum amount: 100,000VND / 50USD
  • Term: 1 – 13 months, 18 month, 24 months, 36 months
  • Interest payment: upon depositing
  • Principal is allowed to withdraw one time only
  • In case of premature withdrawal, customers enjoy non-term savings rate over the principal at the date of withdrawal minus the received interest, customer shall return the interest received at the time of depositing. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers.
  • Upon maturity date, if customers do not withdraw the savings shall be automatically renewed for another term (interest has been paid to customer’s current account from the beginning of the term)
  • Savings application (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)