Adjusted savings, highest rate Archives - Ngân hàng SHB
Ngân hàng SHB
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SHB Urges Customers to Update Valid ID and Biometrics Promptly Krungsri to Acquire Remaining 50% Stake in SHBFinance Ahead of Schedule SHB’s pre-tax profit for the first nine months amounted to VND 9,048 billion, and the Bank is actively involved in social security initiatives SHB signed a cooperation agreement with Vietnam Steel Corporation SHB will reduce 50% of interests payable for the last 4 months of 2024 for customers impacted by typhoon Yagi and flooding, offering a reduced interest rate of just 4.5% per year on new loans SHB Recognized as “Best Bank for SMEs in Vietnam” by Euromoney SHB wins “Outstanding Innovative Banking Product Service Award” SHB Honored as “Vietnam Domestic SME Partnership Initiative of the Year”
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Adjusted savings, highest interest rate
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A savings product ensures customers’ benefits upon interest rate fluctuation; customers still enjoy the interest rate being adjusted in line with market changes without changing the book.

  • Interest rate is adjusted in line with market rates, thus customers shall not spend time to change savings book
  • Premature withdrawal is allowed. Customers still enjoy preferential interest rate
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND
  • Minimum amount: 50.000.000 VND
  • Term on book: 13 months, 18 month, 24 months, 36 months
  • Term as registered: customers register actual term following the terms on book:

 

No. Term on book Term as registered
1 13 months 3 months, 6 months, 9 months, 12 months
2 18 month 3 months, 6 months, 9 months, 12 months, 13 months
3 24 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month
4 36 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month, 24 months

 

  • Interest rate is automatically adjusted every 3 months for each customer’s savings book
  • Interest payment: at maturity date or date of premature withdrawal
  • Principal is allowed to withdraw one time only
  • Customers withdrawing at due date of registered term shall enjoy adjusted rate (if any) of such term
  • Customers withdrawing at due date of the term on book shall enjoy the rate stipulated on book in line with adjusted ones (if any)
  • In case of premature withdrawal, customers enjoy non-term savings rate. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers
  • Upon maturity date, if customers do not withdraw, interest shall be capitalized and the savings shall be automatically renewed for another term with applicable rate
  • Savings application (SHB form)
  • Actual term registration (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)

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