Adjusted savings, highest rate Archives - Ngân hàng SHB
Ngân hàng SHB
☰
News
The Bank pays dividends both in cash and shares SHB Named as “Best SME Bank for Sustainable Finance” SHB finalizes the right to receive 2023 cash dividends at a ratio of 5% SHB Boosts Charter Capital to VND 36,629 Billion SHB deploys biometric information collection in accordance with Decision 2345 of the State Bank SHB and the Banking Academy collaborate extensively to cultivate top-tier human resources SHB ranks in the top 200 of the Fortune SEA 500 list, a brand with regional and international outreach SHB won 03 important award categories at FinanceAsia Awards 2024
Home Individual Banking Savings Adjusted savings, highest rate
Adjusted savings, highest interest rate
You do not have account with SHB
Opening account to enjoy attractive priorities from SHB
Or contact 24/7 Call Center
*6688

A savings product ensures customers’ benefits upon interest rate fluctuation; customers still enjoy the interest rate being adjusted in line with market changes without changing the book.

  • Interest rate is adjusted in line with market rates, thus customers shall not spend time to change savings book
  • Premature withdrawal is allowed. Customers still enjoy preferential interest rate
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND
  • Minimum amount: 50.000.000 VND
  • Term on book: 13 months, 18 month, 24 months, 36 months
  • Term as registered: customers register actual term following the terms on book:

 

No. Term on book Term as registered
1 13 months 3 months, 6 months, 9 months, 12 months
2 18 month 3 months, 6 months, 9 months, 12 months, 13 months
3 24 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month
4 36 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month, 24 months

 

  • Interest rate is automatically adjusted every 3 months for each customer’s savings book
  • Interest payment: at maturity date or date of premature withdrawal
  • Principal is allowed to withdraw one time only
  • Customers withdrawing at due date of registered term shall enjoy adjusted rate (if any) of such term
  • Customers withdrawing at due date of the term on book shall enjoy the rate stipulated on book in line with adjusted ones (if any)
  • In case of premature withdrawal, customers enjoy non-term savings rate. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers
  • Upon maturity date, if customers do not withdraw, interest shall be capitalized and the savings shall be automatically renewed for another term with applicable rate
  • Savings application (SHB form)
  • Actual term registration (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)

SERVICE

Quick access

Customer care

SHB

Subscription to SHB

Subscribe to receive updates from SHB

Your information is strictly kept confidential & secured and you may unsubscribe at any time

Connect us