Home loan - Ngân hàng SHB
Ngân hàng SHB
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SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Assigned ‘BB–’ Rating with Stable Outlook by Fitch SHB Named Best Bank for Sustainable Finance in Vietnam for the Third Consecutive Year SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023 SHB Marks Transformation Pivot with 25% Profit Surge to VND 11,543 Billion SHB to Plan VND 5,000 Billion Bond Issuance by Late 2024 and Q1 2025
Home loan
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No need to wait another 25 years to have a home of your own. Let us help you do that, today!!!

Benefit

  • Loan to buy house/ground with full legal ownership documents
  • Diverse collateral assets, may use the intended house as collateral
  • Financing up to 90% of the value of the intended house
  • Competitive interest rates calculated on actual loan balance
  • Simple and quick procedures, professional and enthusiastic staff

 

Features

  • Loan currency: VND
  • Loan amount/collateral up to 80% of collateral value with collateral being real estate
  • Maximum term of 25 years
  • Flexible repayment methods

 

Subject and conditions

  • With rightful, stable income source and provable ability for loan repayment
  • Collateral to secure the loan

 

Procedures

  • Loan application form according to SHB form
  • Identification documents (Citizen Card/Passport/..), documents on the borrower’s marital status and co-repayer (if any)
  • Documents related to loan collateral
  • Proof documents of income for loan repayment
  • Documents proving loan purpose
  • Loan for the purpose of buying house/land with legal ownership papers
  • Various types of collateral are accepted including the house that customer intends to buy
  • Maximum financing is up to 90% of the value of the house customer intends to buy
  • Refinancing of debts borrowed from customer’s relatives
  • Competative loan rate on basis of remaining outstanding loan
  • Simple and time-saving procedures; professional and enthusiatic staff
  • Loan currency: VND
  • Maximum loan amount is up to 75% of collateral value
  • Maximum tenor 25 years
  • Flexible repayment methods. Grace period of up to 6 months is allowed
  • Vietnamese individuals, households having family register book/permanent residence (KT3) on the same locality with SHB branch
  • Customer has lawful and stable incomes and proves repayment capacity
  • Collateral to secure the loan
  • Loan application under SHB form
  • ID, family register book of the borrower and co-borrower (if any)
  • Documentations relating to the loan collateral
  • Documentations to prove incomes for repayment
  • Documentations to show loan purposes
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