Understanding Customer’s demand for capital for business expansion and development, SHB has launched the preferential program “Cooperation for development” which is applicable to September 30, 2017 or until the program’s limit of VND2000 billion is used up.

Loan purposes

• Loan for working capital supplementation
• Loan for assets investment

Lending methods

• Bullet loan
• Credit line

Benefits

Preferential rate

• Preferential rates of 0% p.a. in a maximum period of 3 months
• After the preferential period, applicable margin is only from 0% p.a.

Early repayment

• Early repayment is allowed.
• No early repayment penalty shall be collected, except for the amount equivalent to preferential interest.
• Preferential interest amount shall not be reclaimed for loans under credit line.

Target customers and conditions

• Personal customer who applies for loans in SHB for investing in fixed asset, supplement working capital and other legitimate business purposes.