Adjusted savings, highest rate Archives - Ngân hàng SHB
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SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Assigned ‘BB–’ Rating with Stable Outlook by Fitch SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023 SHB Marks Transformation Pivot with 25% Profit Surge to VND 11,543 Billion SHB to Plan VND 5,000 Billion Bond Issuance by Late 2024 and Q1 2025 SHB Approved for Charter Capital Increase to VND 40,658 Billion via Stock Dividend Issuance
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Adjusted savings, highest interest rate
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A savings product ensures customers’ benefits upon interest rate fluctuation; customers still enjoy the interest rate being adjusted in line with market changes without changing the book.

  • Interest rate is adjusted in line with market rates, thus customers shall not spend time to change savings book
  • Premature withdrawal is allowed. Customers still enjoy preferential interest rate
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND
  • Minimum amount: 50.000.000 VND
  • Term on book: 13 months, 18 month, 24 months, 36 months
  • Term as registered: customers register actual term following the terms on book:

 

No. Term on book Term as registered
1 13 months 3 months, 6 months, 9 months, 12 months
2 18 month 3 months, 6 months, 9 months, 12 months, 13 months
3 24 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month
4 36 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month, 24 months

 

  • Interest rate is automatically adjusted every 3 months for each customer’s savings book
  • Interest payment: at maturity date or date of premature withdrawal
  • Principal is allowed to withdraw one time only
  • Customers withdrawing at due date of registered term shall enjoy adjusted rate (if any) of such term
  • Customers withdrawing at due date of the term on book shall enjoy the rate stipulated on book in line with adjusted ones (if any)
  • In case of premature withdrawal, customers enjoy non-term savings rate. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers
  • Upon maturity date, if customers do not withdraw, interest shall be capitalized and the savings shall be automatically renewed for another term with applicable rate
  • Savings application (SHB form)
  • Actual term registration (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)

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