Interest upfront savings Archives - Ngân hàng SHB
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SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Assigned ‘BB–’ Rating with Stable Outlook by Fitch SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023 SHB Marks Transformation Pivot with 25% Profit Surge to VND 11,543 Billion SHB to Plan VND 5,000 Billion Bond Issuance by Late 2024 and Q1 2025 SHB Approved for Charter Capital Increase to VND 40,658 Billion via Stock Dividend Issuance
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Meeting the need of fund saving securely, customers can receive interest at the time of deposit for your investment plan and spending.

  • Receiving interest upon depositing, thus customers have fund for their use. Premature withdrawal is allowed to satisfy customers’ needs
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND/USD
  • Minimum amount: 100,000VND / 50USD
  • Term: 1 – 13 months, 18 month, 24 months, 36 months
  • Interest payment: upon depositing
  • Principal is allowed to withdraw one time only
  • In case of premature withdrawal, customers enjoy non-term savings rate over the principal at the date of withdrawal minus the received interest, customer shall return the interest received at the time of depositing. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers.
  • Upon maturity date, if customers do not withdraw the savings shall be automatically renewed for another term (interest has been paid to customer’s current account from the beginning of the term)
  • Savings application (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)