News
The State Bank of Vietnam has approved Ms. Ngo Thu Ha to hold the position of Chief Executive Officer of SHB SHB has been approved by the State Bank to change its charter capital to VND 26,674 billion and is planning to increase its charter capital to VND 36,459 billion in 2022 Improving operational efficiency, SHB achieved the highest semi-annual profit ever SHB was honored by Alpha Southeast Asia as the “Best Trade Finance Bank in Vietnam” in 2022 for 4 years in a row SHB appoints Ms. Ngo Thu Ha as Acting Chief Executive Officer SHB was honored as the Best Bank in Vietnam SHB accompanies the Ministry of Industry and Trade and the World Bank to improve energy efficiency investment in Vietnam’s industry Moody’s raises SHB’s credit rating, with positive outlook
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A savings product ensures customers’ benefits upon interest rate fluctuation; customers still enjoy the interest rate being adjusted in line with market changes without changing the book.

  • Interest rate is adjusted in line with market rates, thus customers shall not spend time to change savings book
  • Premature withdrawal is allowed. Customers still enjoy preferential interest rate
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND
  • Minimum amount: 50.000.000 VND
  • Term on book: 13 months, 18 month, 24 months, 36 months
  • Term as registered: customers register actual term following the terms on book:

 

No. Term on book Term as registered
1 13 months 3 months, 6 months, 9 months, 12 months
2 18 month 3 months, 6 months, 9 months, 12 months, 13 months
3 24 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month
4 36 months 3 months, 6 months, 9 months, 12 months, 13 months, 18 month, 24 months

 

  • Interest rate is automatically adjusted every 3 months for each customer’s savings book
  • Interest payment: at maturity date or date of premature withdrawal
  • Principal is allowed to withdraw one time only
  • Customers withdrawing at due date of registered term shall enjoy adjusted rate (if any) of such term
  • Customers withdrawing at due date of the term on book shall enjoy the rate stipulated on book in line with adjusted ones (if any)
  • In case of premature withdrawal, customers enjoy non-term savings rate. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers
  • Upon maturity date, if customers do not withdraw, interest shall be capitalized and the savings shall be automatically renewed for another term with applicable rate
  • Savings application (SHB form)
  • Actual term registration (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)

SERVICE