Interest upfront savings Archives - Ngân hàng SHB
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SHB awarded “Companies with the Outstanding M&A Deal of 2024-2025”. SHB Awarded Certificate of Merit “Outstanding Achievements in Supporting Women’s Entrepreneurship (2017–2025)” The Banker Honors SHB as Bank of the Year 2025. Entrepreneur Do Quang Vinh Honored in the Top 10 of the 2025 Red Star Awards SHB CEO Ngo Thu Ha honored with the 2025 “Outstanding Vietnamese Woman Entrepreneur – Golden Rose” Award SHB General Meeting of Shareholders Approve Plan to Increase Charter Capital to VND 53,442 Billion SHB Honored as “Bank with the Most Outstanding Innovative Products and Services” in 2025 FinanceAsia: SHB named “Best Bank for Public Sector Clients” in Vietnam for 2025
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Meeting the need of fund saving securely, customers can receive interest at the time of deposit for your investment plan and spending.

  • Receiving interest upon depositing, thus customers have fund for their use. Premature withdrawal is allowed to satisfy customers’ needs
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND/USD
  • Minimum amount: 100,000VND / 50USD
  • Term: 1 – 13 months, 18 month, 24 months, 36 months
  • Interest payment: upon depositing
  • Principal is allowed to withdraw one time only
  • In case of premature withdrawal, customers enjoy non-term savings rate over the principal at the date of withdrawal minus the received interest, customer shall return the interest received at the time of depositing. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers.
  • Upon maturity date, if customers do not withdraw the savings shall be automatically renewed for another term (interest has been paid to customer’s current account from the beginning of the term)
  • Savings application (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)