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Home Individual Banking Savings Monthly interest payment savings
Monthly interest payment savings
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A savings product for customers’ monthly spending need, interest may be withdrawn prior to maturity.

  • Well manage spending plan with monthly interest payment
  • Premature withdrawal is allowed
  • Simple and time-saving procedure
  • Eligible to use savings book for mortgage, loan guarantee
  • Currency: VND/USD
  • Minimum amount: 100.000VND / 50USD
  • Term: 1 – 13 months, 18 month, 24 months, 36 months
  • Interest payment: Monthly payment
  • Principal is allowed to withdraw one time only
  • In case of premature withdrawal, customers enjoy non-term savings rate at the date of withdrawal over the principal for the first month and over the principal minus the interest customers receive monthly since the following months; customers shall return the interest they received monthly. If withdrawal is made within less than 5 interest-bearing-days since the first deposit, no interest shall be paid to customers
  • Upon maturity date, if customers do not withdraw the savings shall be automatically renewed for another term (interest has been paid to customer’s current account on monthly basis)
  • Savings application (SHB form)
  • Identification papers: ID Card/Passport/…
  • Other relevant papers of customer (if any)

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