Home loan - Ngân hàng SHB
Ngân hàng SHB
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Home loan
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No need to wait another 25 years to have a home of your own. Let us help you do that, today!!!

Benefit

  • Loan to buy house/ground with full legal ownership documents
  • Diverse collateral assets, may use the intended house as collateral
  • Financing up to 90% of the value of the intended house
  • Competitive interest rates calculated on actual loan balance
  • Simple and quick procedures, professional and enthusiastic staff

 

Features

  • Loan currency: VND
  • Loan amount/collateral up to 80% of collateral value with collateral being real estate
  • Maximum term of 25 years
  • Flexible repayment methods

 

Subject and conditions

  • With rightful, stable income source and provable ability for loan repayment
  • Collateral to secure the loan

 

Procedures

  • Loan application form according to SHB form
  • Identification documents (Citizen Card/Passport/..), documents on the borrower’s marital status and co-repayer (if any)
  • Documents related to loan collateral
  • Proof documents of income for loan repayment
  • Documents proving loan purpose
  • Loan for the purpose of buying house/land with legal ownership papers
  • Various types of collateral are accepted including the house that customer intends to buy
  • Maximum financing is up to 90% of the value of the house customer intends to buy
  • Refinancing of debts borrowed from customer’s relatives
  • Competative loan rate on basis of remaining outstanding loan
  • Simple and time-saving procedures; professional and enthusiatic staff
  • Loan currency: VND
  • Maximum loan amount is up to 75% of collateral value
  • Maximum tenor 25 years
  • Flexible repayment methods. Grace period of up to 6 months is allowed
  • Vietnamese individuals, households having family register book/permanent residence (KT3) on the same locality with SHB branch
  • Customer has lawful and stable incomes and proves repayment capacity
  • Collateral to secure the loan
  • Loan application under SHB form
  • ID, family register book of the borrower and co-borrower (if any)
  • Documentations relating to the loan collateral
  • Documentations to prove incomes for repayment
  • Documentations to show loan purposes
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