Secured Overdraft for consumption - Ngân hàng SHB
Ngân hàng SHB
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FinanceAsia: SHB named “Best Bank for Public Sector Clients” in Vietnam for 2025 SHB Announces June 10 as Record Date for 2024 Cash Dividend Payment SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Assigned ‘BB–’ Rating with Stable Outlook by Fitch SHB Named Best Bank for Sustainable Finance in Vietnam for the Third Consecutive Year SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023
Secured Overdraft for consumption
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Financing extraordinary spending with the limit of up to 500 million VND.

  • Flexible withdrawal as customer’s needs
  • Flexible collaterals including real estates and valuable papers
  • Competative interest rate
  • Meeting customer’s need
  • Eligible to use with ATM card
  • Loan currency: VND
  • Large overdraft limit of up to 500 million VND
  • Maximum tenor 12 months
  • Repayment: Monthly payment of interest, Principal repayment at the maturity
  • Individual customers meet SHB’s conditions
  • Have family register book/permanent residence (KT3) on the same locality with SHB branch.
  • Have stable incomes ensuring repayment capacity;
  • Have collateral meeting SHB’s conditions
  • Overdraft limit application under SHB form
  • ID Card/passport; Family register book/permanent residence (KT3) of the borrower
  • Documentations to show collateral ownership
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