Unsecured consumer loan - Ngân hàng SHB
Ngân hàng SHB
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FinanceAsia: SHB named “Best Bank for Public Sector Clients” in Vietnam for 2025 SHB Announces June 10 as Record Date for 2024 Cash Dividend Payment SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Assigned ‘BB–’ Rating with Stable Outlook by Fitch SHB Named Best Bank for Sustainable Finance in Vietnam for the Third Consecutive Year SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023
Unsecured consumer loan
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Non-collateral consumer loan

  • Loan for consumption purposes: house-ware purchase, study, travel, wedding, funeral, medical check and treatment, vehicle repair, etc
  • Collateral is not required
  • Financing up to 15 times of customer’s incomes but not over 400 million VND
  • Simple documentations to show loan purposes
  • Various interest calculation methods: Add-on or on basis of remaining outstanding loan
  • Simple and time-saving procedures; professional and enthusiatic staff
  • Loan currency: VND
  • Flexible tenors, at least 12 months, and 48 months in maximum
  • Flexible principal and interest payment upon customer’s financial capacity
  • Vietnamese individuals, households having family register book/permanent residence (KT3) on the same locality with SHB branch
  • Minimum age: 18 years old and maximum age at loan maturity: 55 years old for female and 60 years old for male
  • Have stable incomes ensuring repayment capacity
  • Loan application under SHB form
  • ID, family register book of the borrower and co-borrower (if any)
  • Documentations relating to the loan collateral
  • Documentations to prove incomes for repayment
  • Documentations to show loan purposes
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