Unsecured overdraft - Ngân hàng SHB
Ngân hàng SHB
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FinanceAsia: SHB named “Best Bank for Public Sector Clients” in Vietnam for 2025 SHB Announces June 10 as Record Date for 2024 Cash Dividend Payment SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Assigned ‘BB–’ Rating with Stable Outlook by Fitch SHB Named Best Bank for Sustainable Finance in Vietnam for the Third Consecutive Year SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023
Unsecured overdraft
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You need extraordinary funds for your and your family’s spending. You hesitate over secured loan with complicated procedures. Let us help you!!!

  • Collateral is not required
  • Flexible withdrawal
  • Competative interest rate
  • Meeting customer’s need
  • Simple and time-saving procedures; professional and enthusiatic staff
  • Eligible to use with ATM card
  • Loan currency: VND
  • Maximum limit 10 times of income but not over 200 million VND
  • Maximum tenor 12 months
  • Repayment: Monthly payment of interest , Principal repayment at the maturity
  • Vietnamese individuals, households having family register book/permanent residence (KT3) on the same locality with SHB branch
  • Minimum age: 18 years old and maximum age at loan maturity: 55 years old for female and 60 years old for male
  • Have stable incomes ensuring repayment capacity
  • Loan application under SHB form
  • ID, family register book of the borrower and co-borrower (if any)
  • Documentations to prove incomes for repayment
  • Documentations to show loan purposes
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