Online passbook loan: saving time and securing your money - Ngân hàng SHB
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FinanceAsia: SHB named “Best Bank for Public Sector Clients” in Vietnam for 2025 SHB Announces June 10 as Record Date for 2024 Cash Dividend Payment SHB reports nearly VND 4,400 billion in Q1 profit, achieving 30% of 2025 target; plans total dividend payout of 36% for 2024–2025 SHB Annual General Meeting of Shareholders: Breakthrough and elevation in a new era, profit target up 25%, shareholders show strong confidence SHB Assigned ‘BB–’ Rating with Stable Outlook by Fitch SHB Named Best Bank for Sustainable Finance in Vietnam for the Third Consecutive Year SHB Honored with “Best Payment Solution Innovation in Vietnam” Award by The Asian Banker SHB Announces Stock Dividend Distribution for 2023
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Online passbook loan is entirely done on digital platform and can be finished within one minute.

Please scan the QR code below to download the SHB Mobile banking APP and experience the product!

Benefits

  • Instant access to funding at the lowest interest rate
  • Secure savings account balance
  • Streamlined documents
  • No early repayment charge
  • Flexible repayment terms
  • Repayment methods: debit current account or close savings account.

 

Features

  • Maximum loan limit up to 5 billion VND for online savings books and 10 billion VND for  physical savings books.
  • Loan-to-Value: up to 90% of Savings book balance.
  • Flexible loan term: minimum 1 day to maximum 12 months.
  • Maximum 5 loans per one savings book.
  • The loan interest rate is savings account interest rate plus at least 2.5%/year
  • Disbursement within 01 minute for online savings book and immediately after you submit the original savings book at SHB’s transaction office for physical one.

 

Eligibility

  • Customers who use SHB Mobile banking and have opened VND savings books at SHB (including online and physical savings books)
  • Terms and conditions : please click here