Opening account to enjoy attractive priorities from SHB
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Online passbook loan is entirely done on digital platform and can be finished within one minute.
Please scan the QR code below to download the SHB Mobile banking APP and experience the product!
Benefits
Instant access to funding at the lowest interest rate
Secure savings account balance
Streamlined documents
No early repayment charge
Flexible repayment terms
Repayment methods: debit current account or close savings account.
Features
Maximum loan limit up to 5 billion VND for online savings books and 10 billion VND for physical savings books.
Loan-to-Value: up to 90% of Savings book balance.
Flexible loan term: minimum 1 day to maximum 12 months.
Maximum 5 loans per one savings book.
The loan interest rate is savings account interest rate plus at least 2.5%/year
Disbursement within 01 minute for online savings book and immediately after you submit the original savings book at SHB’s transaction office for physical one.
Eligibility
Customers who use SHB Mobile banking and have opened VND savings books at SHB (including online and physical savings books)