Secured overdraft for business purpose - Ngân hàng SHB
Ngân hàng SHB
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Secured overdraft for business purpose
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Fast withdrawal, big success

  • Flexible fund withdrawal for customer’s business
  • Flexible collaterals including real estates and valuable papers
  • Competitive interest rate
  • Meeting customer’s needs
  • Loan currency: VND
  • Overdraft limit up to 6 times of minimum transaction volume (in the past 6 months), 5 billion VND in maximum
  • Maximum tenor 12 months
  • Repayment: Monthly payment of interest , Principal repayment at the maturity
  • Have family register book/permanent residence (KT3) on the same locality with SHB branch
  • Customer must run business for at least 12 months in the same sector applying for loan
  • Producing or trading goods with high capital turnover
  • Have financial capacity and stable incomes ensuring repayment capacity
  • Collateral meeting SHB’s conditions
  • Overdraft limit application under SHB form
  • ID Card/passport; Family register book/permanent residence (KT3) of the borrower
  • Documentations to show collateral ownership
  • Documentations to show loan purposes
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