Working capital instalment loan - Ngân hàng SHB
Ngân hàng SHB
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Working capital instalment loan
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Flexible loan for business expansion

  • Supplementing net working capital or covering the shortage of working capital in the existing period due to the utilization of working capital for purchasing fixed assets in the previous period
  • High line of credit up to 3 billion VND, financing 70% of working capital need
  • Various types of collateral are accepted
  • Competative interest rate on basis of remaining outstanding loan
  • Simple and time-saving procedures; professional and enthusiatic staff
  • Loan currency: VND
  • Maximum loan amount is up to 75% of collateral value
  • Loan tenor: up to 60 months
  • Flexible repayment methods upon customer’s financial capacity
  • Business households with traditional businesses or business households at markets, self-employed customers with stable incomes ensuring repayment capacity
  • Customer must run business for at least 24 months in the same sector applying for loan
  • Collateral to secure the loan
  • Loan application under SHB form
  • ID Card, family register book of the borrower and co-borrower (if any)
  • Documentations relating to the loan collateral
  • Documentations to prove incomes for repayment
  • Documentations to show loan purposes
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