Unsecured consumer loan - Ngân hàng SHB
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Non-collateral consumer loan

  • Loan for consumption purposes: house-ware purchase, study, travel, wedding, funeral, medical check and treatment, vehicle repair, etc
  • Collateral is not required
  • Financing up to 15 times of customer’s incomes but not over 400 million VND
  • Simple documentations to show loan purposes
  • Various interest calculation methods: Add-on or on basis of remaining outstanding loan
  • Simple and time-saving procedures; professional and enthusiatic staff
  • Loan currency: VND
  • Flexible tenors, at least 12 months, and 48 months in maximum
  • Flexible principal and interest payment upon customer’s financial capacity
  • Vietnamese individuals, households having family register book/permanent residence (KT3) on the same locality with SHB branch
  • Minimum age: 18 years old and maximum age at loan maturity: 55 years old for female and 60 years old for male
  • Have stable incomes ensuring repayment capacity
  • Loan application under SHB form
  • ID, family register book of the borrower and co-borrower (if any)
  • Documentations relating to the loan collateral
  • Documentations to prove incomes for repayment
  • Documentations to show loan purposes