Unsecured overdraft - Ngân hàng SHB
Ngân hàng SHB
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Unsecured overdraft
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You need extraordinary funds for your and your family’s spending. You hesitate over secured loan with complicated procedures. Let us help you!!!

  • Collateral is not required
  • Flexible withdrawal
  • Competative interest rate
  • Meeting customer’s need
  • Simple and time-saving procedures; professional and enthusiatic staff
  • Eligible to use with ATM card
  • Loan currency: VND
  • Maximum limit 10 times of income but not over 200 million VND
  • Maximum tenor 12 months
  • Repayment: Monthly payment of interest , Principal repayment at the maturity
  • Vietnamese individuals, households having family register book/permanent residence (KT3) on the same locality with SHB branch
  • Minimum age: 18 years old and maximum age at loan maturity: 55 years old for female and 60 years old for male
  • Have stable incomes ensuring repayment capacity
  • Loan application under SHB form
  • ID, family register book of the borrower and co-borrower (if any)
  • Documentations to prove incomes for repayment
  • Documentations to show loan purposes
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