Secured Overdraft for consumption - Ngân hàng SHB
Ngân hàng SHB
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Secured Overdraft for consumption
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Financing extraordinary spending with the limit of up to 500 million VND.

  • Flexible withdrawal as customer’s needs
  • Flexible collaterals including real estates and valuable papers
  • Competative interest rate
  • Meeting customer’s need
  • Eligible to use with ATM card
  • Loan currency: VND
  • Large overdraft limit of up to 500 million VND
  • Maximum tenor 12 months
  • Repayment: Monthly payment of interest, Principal repayment at the maturity
  • Individual customers meet SHB’s conditions
  • Have family register book/permanent residence (KT3) on the same locality with SHB branch.
  • Have stable incomes ensuring repayment capacity;
  • Have collateral meeting SHB’s conditions
  • Overdraft limit application under SHB form
  • ID Card/passport; Family register book/permanent residence (KT3) of the borrower
  • Documentations to show collateral ownership
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